Finance with QCard,
Ride now, pay over time.
From $0 upfront.
Spread the cost of your MeloYelo ebike into easy weekly payments, so the bike you actually want is the one you ride home.
*Offer until 31st August
Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply.*
*36 Months Interest Free with the first 12 months no payments is available on Long Term Finance (LTF) for in-store purchases only until 31st August 2026. Min Spend $2695. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees correct as at date of publication, subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Key benefits
Interest-free for up to 36 months on approved purchases
Payments from around $18 a week, less than most people spend on coffee
Keep your savings where they are for the things life throws at you
Quick online approval, usually in minutes
How QCard works:
QCard lets you buy your ebike today and pay it back in manageable instalments.
Choose your bike, apply online, and once approved you ride away. No large lump sum, no waiting until “someday”.
1
Choose your ebike
Select the perfect MeloYelo model for your lifestyle.
2
Apply online
A quick and secure application process that takes just a few minutes.
3
Ride away
Once approved, you can take your new ebike home today.
FAQs
How do I apply for Interest Free Finance?
Applying is easy. Simply click the Apply Now button to begin your application through Q Card. You’ll be guided through the approval process online.
Can I use my existing Q Card?
Yes. If you’re already a Q Card holder, you can use your available credit to purchase an eligible MeloYelo eBike.
Which MeloYelo eBikes are eligible for Interest Free Finance?
All MeloYelo eBikes purchased at full recommended retail price are eligible for our Interest Free Finance offer. This promotion cannot be used in conjunction with any other MeloYelo offer unless otherwise stated.
How long does finance approval take?
Approval times vary depending on your application and Q Card’s assessment process. Many applications are approved quickly, although additional information may occasionally be requested.
Do I need to pay a deposit?
In most cases, no deposit is required, provided your approved Q Card credit limit covers the full purchase price. If your available credit is less than the purchase amount, you can simply pay the difference using another payment method.
Can I pay off my finance early?
Yes. You can make additional repayments or pay off your balance early at any time. We recommend checking Q Card’s Terms & Conditions for details relating to your finance agreement.
Are there any fees?
Q Card accounts may be subject to establishment fees, annual account fees, or other charges depending on your account type and finance arrangement. Please refer to the current Q Card Terms & Conditions for full details, including applicable fees, interest rates and lending criteria.
What happens if I return my eBike?
MeloYelo’s standard returns policy applies. If a return is approved, any eligible refund for a financed purchase will be credited back to your Q Card account in accordance with both MeloYelo’s Returns Policy and Q Card’s finance terms.
Can I include accessories in my finance purchase?
Yes. Accessories purchased at the same time as your MeloYelo eBike can usually be included in your Interest Free Finance purchase, subject to the terms of the current promotion.
Where can I find the full Interest Free Finance Terms & Conditions?
You can view the complete Terms & Conditions below, including important information about eligibility, lending criteria, fees and promotional finance periods.
Ready to ride?
Let's get you approved.
It takes about 5 minutes, and you’ll know where you stand today.
Terms and Conditions
*36 Months Interest Free with the first 12 months no payments is available on Long Term Finance (LTF) for in-store purchases only until 31st August 2026. Min Spend $2695. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period. Other interest rates and fees may apply. Rates and fees correct as at date of publication, subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice. This interest-free finance offer may not be combined with any other offers made by MeloYelo or their agents.